The complete guide · 64 min total
Everything you need to know about health insurance — in 10 chapters.
Read straight through or jump to what you need. Every term is explained the first time it appears. No jargon, no upsell, no condescension.
Chapter 1 · 6 min read
Health Insurance Basics
What it is, how it works, why you need it.
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Chapter 2 · 8 min read
Key Terms Explained
Deductible, premium, copay, coinsurance, out-of-pocket max.
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Chapter 3 · 7 min read
Plan Types
HMO, PPO, EPO, HDHP — what each one means for you.
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Chapter 4 · 5 min read
Metal Tiers
Bronze, Silver, Gold, Platinum — and which one is right for you.
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Chapter 5 · 9 min read
Choosing the Right Plan
A simple framework for picking a plan that fits your life.
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Chapter 6 · 5 min read
Understanding Your EOB
How to read an Explanation of Benefits without panicking.
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Chapter 7 · 7 min read
How to Use Your Insurance
Your first doctor visit, filing a claim, and using your network.
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Chapter 8 · 5 min read
Dental and Vision
Why they're separate from health and how to get them.
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Chapter 9 · 6 min read
When You Turn 26
Aging off a parent's plan without a coverage gap.
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Chapter 10 · 6 min read
If You Can't Afford Coverage
Subsidies, Medicaid, and the help most young adults qualify for.
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